INTERACTIVE PAYMENT CALCULATOR
ESTIMATE YOUR MONTHLY INVESTMENT
SELECT SPREADER MODEL
EQUIPMENT PURCHASE PRICE
$85,000
DOWN PAYMENT / TRADE-IN EQUITY
20% ($17,000)
FINANCING TERM (MONTHS)
ESTIMATED MONTHLY INVESTMENT
$1,332/mo
Based on AgDirect 6.5% competitive ag equipment rate. Subject to credit qualification.
- Loan Principal Financed:$68,000
- Total Estimated Interest:$11,920
- Seasonal Cashflow Terms:AVAILABLE
- Section 179 Immediate Write-off:100% ELIGIBLE
PROGRAM 01
AGDIRECT PARTNER FINANCING
AgDirect offers fixed and variable rates with terms up to 7 years. Delayed first payment options allow you to put the spreader to work across your fields before making your first payment.
PROGRAM 02
SEASONAL PAYMENT FLEXIBILITY
Tailored specifically for cash grain and seasonal dairy cash flows. Set up semi-annual or annual payments that coincide with your harvest or calf crop revenue.
TAX STRATEGY
SECTION 179 TAX DEDUCTION
Under IRS Section 179, 100% of the purchase price of your TerraKat spreader can be deducted in the first tax year, significantly reducing your farm’s net equipment acquisition cost.